The Final I love you
Get peace of mind!
The Final I love you
Get peace of mind!
Get peace of mind!
Get peace of mind!
There's much to see here. So, take your time, look around, and learn all there is to know about us. We hope to hear from you soon!

Do you have a plan in the event of an untimely death? We have years of insurance experience helping clients prepare for the unknown. We can access any insurance product so you can get the right one for you. Don't lose your families most valuable asset due to poor planning.

Do you currently have a retirement plan? Are you concerned with market volatility? There is a little-known secret to keep your money safe during market corrections.

How much coverage is enough? Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-earned assets.
Chinese Proverb
With a bachelors Degree from Texas A&M San Antonio, Scott Sauceda has been providing insurance to people around the San Antonio area since 2021. He believes that putting his clients first and maintaining a high level of professionalism on their behalf is what makes his clients eager to refer him to their family and friends. Scott brings a high level of expertise to his clients and works diligently with them to find a plan that meets all of their concerns providing guidance within the life insurance industry. Scott’s specialty lies in business and personal life insurance. He has owned a moving company for 6 years prior to doing life insurance and has a loving fiancé with a 3 year old daughter. Feel free to connect today!
210-954-7334
Ssauceda9.ss@gmail.com
Texas License # 2070187
NPN 20160200


















There are many different policy options when it comes to life insurance. If you are interested in protecting your family, generating money growth, developing a retirement, or setting up some generational wealth, listed below is brief overviews of different options we provide.
This is temporary coverage that will usually last a select number of years anywhere between 10-30 years. The initial payment on these is typically the cheapest option of any policy and a level graded premium so the price doesn’t change for the length of coverage chosen.
Guaranteed lifetime protection that will give you access to cash and accumulate growth. This policy will never expire for as long as the policy is paid up to date. This policy allows you to borrow against your policy once certain cash accumulation is surpassed. Premiums will never increase and stay level graded
This policy is for the older generations typically over the age of 60. These work as whole life policy’s and specifically made for burial coverages and funeral expenses. We consider these policies, the Final I Love You.
Works the same as a term policy. Everything about this policy resonates with the term policy, the difference between the two is that with term once the policy is over, you lose all the money you put into the term policy. With the cash back option you reciprocate all of the cash you put into the policy in a lump sum tax free payment
Long term protection with an opportunity for cash growth based on market performance. Payment can be fluctuated based on your coverage needs, the growth of this policy is based off market performance with the benefits accrued tax deferred allowing for max savings. The beneficiary will receive the benefit tax free.
Works as a long term investment that can generate some money growth. It helps those who fear outliving the income they currently have and helps disburse it over the rest of their life. Payments are made monthly, and has life insurance tied into it. The details get more complex for different versions of plans but will be broken down when sitting with an agent.
Works almost the same as a retirement plan, but this annuity lets you put a lump some of money into the policy, and let’s money growth generate to disperse over a set number of years, details get more complex with annuities the more you get into it, get with your agent for more information.
This is meant to produce permanent coverage for any child from 1 month, up to 17 years old and could possibly be transferred to an adult whole life policy. This gives any child life long protection with premiums that are guaranteed never to increase.
This will cover any death that results from an accident at a fraction of the price that a regular policy will cost. The difference is, it will only pay out only if it’s a death from a car crash, slip, choking, drowning, machine, or any other situation that is considered accidental.
1 in 4 people will become disabled at some point in their working career.
70% of Americans live paycheck to paycheck, does your family have enough savings to cushion the financial impact a disability may cause?
The average disability check from the social security administration was $1200/month, would your family need more?
Please contact us if you cannot find an answer to your question.
A payment made to a company in exchange for coverage of a certain dollar amount, once you have passed away, your family will be granted the money that you and the company agreed to.
No, our policies do not require a medical exam, this means you do not need to pee in a cup, draw blood, or do anything that would be an inconvenience to you. Instead we run a background medical check through the MIB, once approved by underwriting, your policy falls into place.
Life insurance is not a one size fits all type of thing. Everyone’s situation is different, leading to everyone having different policy needs. To see what fits you best, please reach out to your life insurance professional.
Mutual of Omaha
Americo
Athene
John Hancock
AIG
Foresters
Transamerica
Gerber Life
American Amicable
Aetna
Prosperity
Global Atlantic
F&G Annuities/Life
A couple of factors play into this question, age and the amount of money your requesting as well as medical history. Rates can also be prorated to give you the amount you are requesting. However the younger you are the cheaper everything tends to be.
As many as you would like as long as the split equals 100% of the policy.
If a child, a spouse, a life partner, or a parent depends on you or your income, you need life insurance.
All appointments will be made to be catered to the client. Whatever is of convenience As long as the material is discussed and you are able to sign documents via email, a zoom call or telephone call should be just fine. If appointment is in person it makes things easier but can be ran either way
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Fill out the form with any questions you have about finding the coverage that's right for you!
Monday - Friday: 9am - 6pm
Saturday: 10am - 4pm
Sunday: Closed
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